Solana has long been praised for its low transaction fees, but the XRP Ledger is substantially cheaper. At $0.004 per transaction on Solana versus $0.0000152 on XRPL, you would need to send 2,500 Solana transactions to spend $10 in fees — while on XRPL, you would need to send 1,000,000 transactions to accumulate $15.20 in total fees.
The Numbers Side by Side
First Ledger, a trading platform on the XRP Ledger, highlighted this comparison in March 2026, pointing out that XRPL is approximately 265 times cheaper than Solana on a per-transaction basis. This difference matters enormously for applications processing millions of transactions daily.
It costs about $0.0000152 to execute a transaction on the XRP Ledger — meaning you would need to send 1,000,000 transactions just to spend $15.20 in fees.
Why the Difference?
Solana's fees, while low compared to Ethereum, include priority fees that increase during congestion. The network experienced multiple outages and fee spikes during high-traffic periods in 2024. XRPL, by contrast, has not experienced a single outage since its launch in 2012 — over 13 years of continuous operation — and its fee escalation mechanism is gradual and proportional.
Throughput Comparison
Solana claims theoretical throughput exceeding 65,000 TPS under optimal conditions. XRPL is designed for 1,500+ TPS on commodity hardware. For payment-focused applications, XRPL's throughput is more than sufficient, and its reliability record is superior.
Compliance and Institutional Use
XRPL includes built-in Permissioned DEXs and Permissioned Domains, allowing institutions to create KYC-gated trading environments. These compliance features are not available natively on Solana, making XRPL increasingly attractive for regulated financial applications.
Tokenized Asset Activity
XRPL hosts $2.3 billion in tokenized assets as of early 2026, with institutions including SBI Holdings (which issued a $65 million tokenized bond in Japan) and Société Générale (which launched a MiCA-compliant euro stablecoin on XRPL) choosing the network for its low fees, compliance features, and settlement finality.
Bottom Line
For fee-sensitive, high-volume payment and settlement applications, XRPL offers a clear advantage over Solana. At 265x lower cost, XRPL enables use cases — such as micropayments, streaming payments, and real-time remittances — that would be economically unviable on competing networks.
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